A car accident can be one of the most stressful events in a person’s life. From dealing with the police report to the other driver to the insurance companies — a car accident is no walk in the park, no matter how minor it is. Following a car accident, when you are the victim, you should take pictures, call the police, document everything that occurred, and file a claim with the other driver’s insurance company.
In some instances, you might even need to schedule doctor’s appointments due to injuries suffered. However, things don’t always go as planned. You did everything you were supposed to do, but the insurance company denied your claim. What should you do next? It’s at this time that you may need a personal injury lawyer to represent you.
Claim Filed by Lawyer Denied by Insurance Company
If you were working with a lawyer following the accident, and the claim was denied by an insurance company, you have two options. Your first option is to accept that the claim was denied and try to forget about it. The second option is to ask your attorney to file a lawsuit.
The lawyer can contact the insurance company and speak with the adjuster who was assigned to the case. The lawyer can ask the reason why the claim was denied and even ask for the evidence used to deny the claim.
Claim Filed by Victim Without Legal Representation
Following a car accident, if you filed an insurance claim and it was denied, then it is time to consider consulting a lawyer. Once the claim is denied, there is nothing left that you can do or say to the adjuster to have the claim approved. There could be two reasons why the claim was denied by the insurance company:
- The insurance adjuster truly believed that there was no merit to the claim you filed, or
- The insurance adjuster denied the claim because the insurance company hopes that you will drop it.
There are instances when an insurance company will deny a claim due to financial reasons. The insurance company is out to make money. The claim might be denied at the time because it is the better financial decision for the insurance company.
If your claim has been denied by an insurance company, the only option left is to consult with a lawyer and consider filing a car accident lawsuit.
Car accidents are stressful events that can become even more difficult when the insurance company denies your claim. Contact Jeffrey H. Penneys, Esq. at 1-800-Injury-Law or complete the contact form on our website, and we will be in touch within 24 hours to discuss your car accident case.